Start the process of buying your own home today by taking advantage of The Gift Program's down payment assistance program.

Turn your next rent payment into a mortgage payment!

Stop paying rent now! The Gift Program provides the funding needed to cover down payment costs on the purchase of a home.

There are no income or first time buyer restrictions and you never have to repay the gift.

Qualifications:

Buyers MUST qualify for a primary mortgage loan

Builder/Seller participation is required

The Builders/Sellers participation is necessary to help support efforts to assist future homebuyers in attaining the dream of homeownership. The gift funds given to the buyer come from a pool of funds, which consists of Builder/Seller contributions.

The amount of the contribution by the Builder/Seller is equal to the gift amount plus the service fee.

How it works:

• Interested homebuyers should contact a mortgage or a real estate professional to get the down payment assistance process started.
• Get a pre-approval letter from your mortgage pro-fessional for a loan that accepts gifts from The Gift Program.
• Choose a real estate professional and begin your home search 
• Find the home you’d like to purchase
• Make an offer on the home
• Once the contract is signed, your mortgage pro-fessional will submit an application on your behalf to The Gift Program.